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9:33 pm
February 22, 2010
OfflineI started to work because we "needed" more money. That just lead to spending more money. I miss my "working at home days." We had a much more self sufficient life style at that time than we do now. How did I ever let my food supply become so dependent on the grocery store?
I must say …I taught my children well. They spend less on food than my husband and I do. My son makes everything from scratch…including a wonderful chocolate cake.
With the help of CitR, Dave Ramsey, and some "retrieved knowledge"
we are getting back to the basics. Life is good!
10:55 pm
December 14, 2010
OnlineWe went through the exercize of should Nancy get a job for wages some years ago. We looked at the salary potential, the tax rate, the direct cost of working(clothes, car, loss of home time requiring more convenient food) and realized that she would net only about 20 cents of each dollar. Better that she apply herself to economy measures at home and manage my business. In our first year our revenue from my business increased 20 percent and we had more time for the things we wanted. In everything that you buy consider whether or not you can make it better yourself. I make bread for less that fifty cents per loaf. I don't keep chickens because I can buy eggs for less than I can keep chickens. Would I like to have a few chickens? absolutely! I enjoy watching them but I don't have the time for them.
What great stories!
This lifestyle I've taken on the last few years started as a necessity (loss of job when the corporate world melted down and the outlook of a new job was (still is) very slim or null here in MI). Then with all the new things I was learning, I was able to actually decrease what money was needed to keep the household running. I'm certainly not rich (would be considered poverty), but the bills are paid and I am able to stay home to work. It's much easier when you figure out how to cut the monthly bills in more than half.
I'm not totally self-sustaining.
I'm still dependent on City DPW for electric, water/sewer and garbage (they make me pay the same $ for garbage even though I've figured out how NOT to have much garbage going to the landfill with recycling, chickens, composting). But I've learned ways to cut those costs. Just washing my hair differently adds to shorter showers.
I'm still dependent on DTEEnergy for my heat (we do have a supplemental wood stove–free wood–in the workshop that is piped into the colder part of the house so it stays warmer in the winter, keeping the thermostat down), gas stove and gas hot water heater. But I've learned how to keep my heat in and not let it outside. I'm saving for an on-demand hot water heater, so I'm not constantly heating water that is just standing…because I've learned to conserve water (which saves on my water/sewer costs).
Even though all of our meals are made from scratch, I still depend on the grocery store for the ingredients (except the vegetables I can grow, supplemented by local farm markets). But ingredients are cheaper, healthier, and better tasting than processed foods.
Also with staying home, I don't have as high car insurance cost…I'm no longer a commuter. With MI's no-fault insurance law and the cost of it, this is quite a savings.
I'm an ingredient reader. With the list of ingredients that is demanded on EVERYTHING, anything can be duplicated…from food to body lotion. Ingredients are cheaper…and the internet is a lifesaver (still paying for internet service!) to look up what any of those words you don't know does for whatever you're trying to replicate.
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